WHAT DOES WISEPAL DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Account information
- Payment and transactional data
- Credit scores
- Credit card or other debt
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their
customers' personal information; the reasons WisePal chooses to share; and whether you can limit this sharing.
CONSUMER PRIVACY NOTICE
For our everyday business purposes — such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes — to offer our products and services to you
For joint marketing with other financial companies
For our affiliates' everyday business purposes — information about your transactions and experiences
For our affiliates' everyday business purposes — information about your creditworthiness
For our afﬁliates to market to you
For nonafﬁliates to market to you
Contact us via email at firstname.lastname@example.org
or write to us at the address listed below.
800 E. 101st Terrace
Kansas City, Missouri, 64131
Who is providing this notice?
This notice is being provided by WisePal
How does WisePal protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured ﬁles / buildings.
How does WisePal collect my personal information?
We collect your personal information, for example, when you
- Sign up to use our platform or services
We may also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes—information about your creditworthiness;
- affiliates from using your information to market to you;
- sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.
Companies not related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies.
A formal agreement between nonafﬁliated ﬁnancial companies that together market ﬁnancial products or services to you.
Nevada: If you are consumer with a Nevada mailing address, and you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call List by contacting us at email@example.com. You may also contact the Nevada Attorney General's office: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; telephone number: 1-702-486-3132; email BCPINFO@ag.state.nv.us or AgInfo@ag.nv.gov
Vermont: If you are consumer with a Vermont mailing address, we will not share information we collect about you with companies outside of WisePal, unless the law allows. For example, we may share information with your consent, to service your accounts or under joint marketing agreements with other financial institutions with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.
California: If you are a consumer with a California mailing address, we will not share information we collect about you with companies outside of WisePal, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits to which you are entitled.